Equals Money simplifies stablecoin settlement for clients
Equals Money customers increasingly wanted to receive stablecoin settlements from global partners, but faced an operational challenge: juggling separate crypto platforms and traditional banks, or accepting days-long delays. The answer lay in a simple integration that could handle it all in one place.
The challenge: becoming a one-stop solution for customers
Equals Money helps businesses globally access payment rails without juggling multiple banking relationships. The company's customer base spans forex platforms, digital asset exchanges, gaming companies and SMEs.
Over the last 18 months, Equals Money observed a significant increase in payment volumes originating from crypto acquirers globally. More of their customers wanted to accept USDC but faced a frustrating choice: set up separate relationships with crypto platforms to receive stablecoins, then manage separate relationships with traditional banks to convert back to fiat. Or stick with daily settlement cycles in fiat that tied up working capital and complicated operations.
Equals Money recognized this gap. Their customers needed a solution that could receive USDC directly from crypto acquirers, settle it to fiat in near real-time, consolidate everything into one integration, and do it all with the compliance rigour that regulated businesses demand. A single vendor managing the entire flow, not multiple handoffs and daily batches.
“We’ve seen stablecoin becoming more important in global money movement. Through the partnership with BVNK, we now have the ability to receive USDC and near-instantly apply that into the account of our customer in fiat US dollars. Taking out that complexity of dual onboarding and settlement delay is something our customers truly value.”
– Matthijs Boon, Chief Partnership Officer, Equals Money
The solution: API-driven stablecoin integration
After a long-standing relationship with BVNK for their own treasury needs since 2021, Equals Money saw an opportunity to use BVNK's stablecoin infrastructure to serve customers.
Their partnership with BVNK was built on years of collaboration. As Matthijs Boon noted: "BVNK showed us it was all about solving problems for clients. That closely matches how we operate, and it's a great foundation for partnership."
Together, the two companies deployed an integrated API solution that brings stablecoin settlement into Equals' platform for their customers to use.
Now, Equals Money customers can receive USDC from their vendors, partners or customers globally. Their vendors or partners simply scan a QR code to send USDC, and it appears as fiat USD in the Equals Money account within minutes. No need to deal with multiple vendors, daily batches, or working capital delays.
Behind the scenes, BVNK handles the complexity: verifying transactions for compliance, converting USDC to USD and settling treasury positions – all invisible to the end user.
Early demand signals a market shift
Equals Money is seeing strong adoption of the service, with customers actively moving their stablecoin flows to Equals for the real-time settlement and simplified operations.
"We assumed that by launching this service, our customers would transition from their previous stablecoin suppliers into Equals – and we're seeing that. Many of our customers today are relaying some or all of their flow through this new route."
– Matthijs Boon, Chief Partnership Officer, Equals Money
The team is also seeing interest from a wider customer base including SMEs, accountancy firms and other regulated businesses, who see value in consolidated stablecoin settlement capabilities.
What’s next
The success of the USDC collection service has triggered broader thinking internally at Equals Money. The team is exploring how to expand stablecoin capabilities beyond settlement collection – including stablecoin payouts and wallets.
Matthijs's vision for the market is clear: "Stablecoins will be core to the global payment landscape. They'll exist alongside local payment schemes for the last-mile delivery, but for cross-border movement – whether bulk or individual – I can't see any reason why stablecoins won't be absolutely core infrastructure."
