PawaPay unlocks African payments with stablecoins
PawaPay operates Africa's largest mobile money infrastructure across 160+ bank accounts in 20 countries. But there's a critical problem: Sub-Saharan Africa has no equivalent to card rails. Money gets trapped in transit – stuck between currencies, countries, and countless intermediaries.
When clients need to move funds from the US to Kenya or London to Tanzania, traditional rails force money through multiple settlement buckets, clearings, and delays. Each handoff costs time and money.
By building on BVNK's enterprise-grade stablecoin infrastructure, PawaPay reduced this friction. Stablecoins enable complete end-to-end transactions – removing settlement delays and enabling money to move where traditional infrastructure doesn't reach, for less cost.
The result? PawaPay can operate at scale across Africa with efficient treasury management, faster settlement cycles, and the security and compliance controls critical for managing millions of dollars in transit.
In this customer story, hear directly from Nikolai Barnwell, CEO of PawaPay, on how stablecoin rails are helping solve Africa's infrastructure challenges.














